2024 · Paper III · 10 marks

'Despite Limitations and Challenges, Poverty Alleviation Programmes ensure socio-economic development in Urban Areas.' Examine.

In short

Despite poor targeting, fragmented governance and weak local capacity, urban poverty programmes have improved housing, infrastructure and livelihoods for the urban poor. PMAY-Urban 2.0 has sanctioned over 8.56 lakh houses, DAY-NULM has trained over 1.2 crore people, and Telangana's AMRUT reached 96% fund utilisation.

Model answer

Ghissu Editorial · Verified 4 Oct 2026

Introduction
Urban poverty in India persists despite targeted schemes like PMAY-Urban1 2.0 and AMRUT addressing housing and infrastructure deficits, but challenges limit full socio-economic gains. The multidimensional nature of urban poverty requires sustained, integrated efforts to ensure inclusive development2.
Limitations and Challenges
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Housing and Infrastructure Deficits

Informal settlements lack tenure and amenities; PMAY-Urban 2.0 sanctioned 8.56 lakh houses, including 75,417 for women and marginalized groups. However, affordability and location issues persist, limiting access to livelihood opportunities.

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Capacity and Resource Constraints

Telangana shows only 3% construction establishments registered3 under BOCW Act, reflecting enforcement and resource gaps. Additionally, many urban local bodies lack financial and institutional capacity to sustain programmes effectively.

Contributions to Socio-Economic Development
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Improved Urban Infrastructure

AMRUT has enhanced water and sewerage services; Telangana achieved 96% fund utilisation and 85% project completion, improving health4 and living standards. This has reduced urban vulnerabilities linked to poor sanitation.

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Skill Development and Livelihood Support

DAY-NULM trained over 1.2 crore urban poor, linking many to jobs and reducing vulnerability. It promotes self-employment and economic empowerment, crucial for sustainable poverty reduction.

Way Forward
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Expand Affordable Housing Linked to Livelihoods

Promote inclusive housing policies ensuring proximity to employment hubs and tenure security, learning from PMAY-U experiences.

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Build ULB Capacity

Invest in training and resources, as seen in Telangana’s AMRUT success, to improve programme implementation and monitoring.

Conclusion
Despite limitations, poverty alleviation programmes have advanced urban socio-economic development; improving governance, data accuracy, and institutional capacity will further their impact, supporting inclusive growth and resilient cities.

This model answer is indicative and the model can make mistakes; please verify key facts independently.

Hand-drawn diagram: Urban poverty programmes: net effect. Urban poverty programmes: net effect. Diagram (forcefield): Urban poverty programmes: net effect; Urban socio-economic development; PMAY-U 2.0: 8.56 lakh houses; AMRUT: 96% use in Telangana; DAY-NULM: 1.2 crore trained; Targeting and data gaps; Fragmented governance; Insecure tenure; Weak ULB capacity
Diagram: Urban poverty programmes: net effect

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This chapter in the exam

Development programmes, participatory development, rights to health, food and education1 question

Asked in 1 of 2 sittings since 2016

2016
–
2024
1

Most tested: Urban poverty alleviation programmes and their socio-economic impact.

Question from the official TGPSC Group-I Mains 2024 paper. Answer written by Ghissu's engine and checked against our editorial standards. Found an error? Tell us and we correct it within 48 hours.

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