2019 · GS Paper 2 · Q6 · 10 marks

Despite Consistent experience of high growth, India still goes with the lowest indicators of human development. Examine the issues that make balanced and inclusive development elusive.

In short

India's growth has not become inclusive because it creates few jobs, keeps most workers informal, concentrates gains in some regions and groups, and under-invests in health, education and women's work. The UNDP Human Development Report 2025 still ranks India 130th of 193 countries.

Model answer

Ghissu Editorial · Verified 4 Oct 2026

Introduction
India has grown fast for two decades, yet the UNDP Human Development Report 2025 ranks it 130th of 193 countries. Article 38(2) asks the State to minimise inequality, a promise the growth-development gap leaves unmet.
Structural Issues in India's Growth Model
•

Growth without jobs

Services-led growth creates few jobs, while PLFS 2023-24 shows about 46% of workers still in agriculture, which yields under a fifth of output.

•

Informal work

Around nine in ten workers lack contracts or social security; over 30 crore have registered on e-Shram.

•

Regional imbalance

NITI Aayog's National MPI 2023 found about a third of Bihar's people poor in 2019-21 against under 1% in Kerala.

•

Concentrated gains

The World Inequality Lab estimates the top 1% took about 22.6% of national income in 2022-23.

•

Under-invested human capital

Government health spending is about 1.5% of GDP and education below NEP 2020's 6% goal; NFHS-5 found 35.5% of under-five children stunted.

•

Gender exclusion

Female labour force participation reached 41.7% in 2023-24 (PLFS), much of it unpaid, and India ranked 131st of 148 in the Global Gender Gap Report 2025.

•

Caste and community deficits

The Sachar Committee (2006) found Muslims deprived in almost every dimension, and SC and ST households lag in assets and higher education.

•

Weak delivery

Vacant frontline posts, leakages and weak panchayats blunt schemes, which is why JAM-based direct transfers matter.

Conclusion
Growth is necessary but not sufficient; as Amartya Sen argued, development means expanding capabilities. Labour-intensive jobs and stronger health and education spending would make growth inclusive, as SDG 10 and Viksit Bharat 2047 require.

This model answer is indicative and the model can make mistakes; please verify key facts independently.

Hand-drawn diagram: Why Inclusion Lags Growth. Why Inclusion Lags Growth. Diagram (fishbone): Why Inclusion Lags Growth; Elusive inclusive development; Jobless growth; Informal work; Regional imbalance; Weak human capital; Social exclusion; Delivery gaps
Diagram: Why Inclusion Lags Growth

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Question from the official UPSC Civil Services (Main) Examination 2019 paper. Answer written by Ghissu's engine and checked against our editorial standards. Found an error? Tell us and we correct it within 48 hours.

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