2024 · Paper III · 10 marks

Analyse briefly various schemes initiated by the Centre and State Governments for the welfare of senior citizens.

In short

Central schemes for senior citizens include NSAP pensions under IGNOAPS, the Atal Vayo Abhyudaya Yojana, PMVVY and NPHCE geriatric care, backed by the 2007 Maintenance and Welfare of Parents and Senior Citizens Act. Telangana's Aasara pension tops up IGNOAPS to 2,016 rupees a month, though low awareness limits impact.

Model answer

Ghissu Editorial · Verified 4 Oct 2026

Introduction
India’s elderly population is projected to reach 230 million by 2036, necessitating comprehensive welfare schemes under constitutional mandates for social security1 and dignity. Changing family structures and urban migration have increased senior citizens2’ vulnerabilities, making government intervention crucial.
Central Government Schemes
•

NSAP and IGNOAPS

The National Social Assistance Programme3 (NSAP) provides pensions through schemes like the Indira Gandhi National Old Age4 Pension Scheme (IGNOAPS), offering Rs. 200-500 monthly to over 2.85 crore beneficiaries as of 2020, supplemented by state contributions to enhance coverage.

State Government Initiatives
•

State Action Plans and Telangana

States design SAPSrC under central guidance to tailor welfare measures; Telangana tops up IGNOAPS through its Aasara pensions (₹2,016 a month) and promotes elderly care through NGOs under IPSRC, encouraging self-help groups to enhance social participation and economic activity.

•

Legal and Livelihood Measures

States enforce the Maintenance and Welfare of Parents and Senior Citizens Act, 2007, ensuring legal protection, and run programs like Senior Able Citizens for Re-employment and Dignity (SACRED) to provide employment and skill development opportunities for the elderly.

Effectiveness and Challenges
•

Low Awareness and Insufficient Pensions

Only 18% of eligible elderly access pensions, according to a UNFPA survey; pension amounts are often inadequate to meet basic needs, limiting poverty alleviation impact.

•

Human Resource and Service Fragmentation

There is a shortage of over 10 million trained caregivers, impeding quality elderly care; fragmented service delivery among government, NGOs, and private providers causes coordination challenges, necessitating stronger integration and regulatory frameworks.

Conclusion
Enhancing awareness, increasing pension amounts, strengthening healthcare services, expanding trained caregiver capacity, and reinforcing legal frameworks are vital for effective senior citizen welfare.

This model answer is indicative and the model can make mistakes; please verify key facts independently.

Hand-drawn diagram: Who does what for senior citizens. Who does what for senior citizens. Comparison of Centre and States
Diagram: Who does what for senior citizens

Practise this question

  1. 1Get the answer sheet

    Sized for this question.

  2. 2Write your answer

    Timed, by hand.

  3. 3Get it marked

    Your score and what to fix.

Share this questionWhatsAppTelegramXLinkedIn

This chapter in the exam

Social policies and welfare programmes in India and Telangana3 questions

Asked in 1 of 2 sittings since 2016

2016
–
2024
3

Most tested: Contemporary welfare schemes and policy implementation, especially Centre-State scheme convergence.

Question from the official TGPSC Group-I Mains 2024 paper. Answer written by Ghissu's engine and checked against our editorial standards. Found an error? Tell us and we correct it within 48 hours.

Ghissu

OUTWORK·
OUTTHINK·
MASTER THE SYSTEM·
OUTWORK·
OUTTHINK·
MASTER THE SYSTEM·
OUTWORK·
OUTTHINK·
MASTER THE SYSTEM·
OUTWORK·
OUTTHINK·
MASTER THE SYSTEM·
OUTWORK·
OUTTHINK·
MASTER THE SYSTEM·
OUTWORK·
OUTTHINK·
MASTER THE SYSTEM·
OUTWORK·
OUTTHINK·
MASTER THE SYSTEM·
OUTWORK·
OUTTHINK·
MASTER THE SYSTEM·