2024 · Paper V · 10 marksFrequently asked

In 2016, "Pradhan Mantri Fasal Bima Yojana (PMFBY)" was launched by Govt. of India as an insurance services for farmers for their yield. Describe the role of space technology used in this scheme.

In short

Space technology lets PMFBY monitor crops, detect damage and assess losses at the village level through ISRO satellites like RISAT and Cartosat, replacing slow, error-prone crop cutting surveys. YES-TECH, satellite-based yield estimation from Kharif 2023, speeds claims, and non-loanee applications rose from 20 lakh (2014-15) to 522 lakh (2024-25).

Model answer

Ghissu Editorial · Verified 4 Oct 2026

Introduction
Launched in 2016, PMFBY integrates space technology to enhance crop insurance by enabling precise, timely crop loss assessment and risk management, crucial for diverse regions like Telangana where rain-fed and irrigated agriculture coexist.
How Space Technology Supports PMFBY
•

Reducing Manual Surveys

Satellite data minimizes dependence on crop cutting experiments, improving transparency and efficiency in loss assessment while reducing delays and errors in claim processing.

Specific Space-Based Tools
•

Geospatial Analytics

Platforms like YES-TECH1 use satellite data for yield estimation and damage mapping at the Gram Panchayat level, expediting claims and ensuring localized loss assessment.

Impact on PMFBY
•

Increased Coverage and Inclusion

Farmer enrolment has risen significantly, with non-loanee farmers’ applications growing from 20 lakh (2014-15) to 522 lakh (2024-25), broadening scheme reach and ensuring credit flow beyond formal loan access.

•

Transparency and Fraud Reduction

Objective satellite imagery reduces disputes and fraudulent claims, strengthening scheme credibility and financial viability.

•

Improved Agricultural Planning

Space data supports policymakers and farmers in making informed decisions on crop diversification and irrigation, promoting sustainable agriculture in Telangana and other regions.

Way Forward
•

Expand Data Integration

Enhance ISRO-agriculture collaboration in Telangana for higher resolution and more frequent satellite monitoring to improve precision in crop loss assessment.

•

Capacity Building

Train insurance companies, government officials, and farmers to effectively use space-based tools, ensuring better implementation and faster claim settlements.

Conclusion
Space technology is central to PMFBY’s effectiveness, ensuring accurate, timely insurance that stabilizes farmer incomes, reduces distress, and supports sustainable agricultural growth.

This model answer is indicative and the model can make mistakes; please verify key facts independently.

Hand-drawn diagram: Space Technology in PMFBY. Space Technology in PMFBY. Flow: RISAT, Cartosat, INSAT image crops → Stress and damage detected early → Village-level loss assessment, YES-TECH → Faster, fairer claim settlement
Diagram: Space Technology in PMFBY

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This chapter in the exam

Space applications, disasters and climate4 questions

Asked in 2 of 2 sittings since 2016

2016
1
2024
3

Most tested: Space technology for governance applications, especially land records and agricultural insurance.

All 4 questions, sorted by sub-topic, with model answers and practice.

Question from the official TGPSC Group-I Mains 2024 paper. Answer written by Ghissu's engine and checked against our editorial standards. Found an error? Tell us and we correct it within 48 hours.

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