2025 · Paper IV · 10 marksFrequently asked

Critically Examine the major poverty alleviation and employment generation programmes in India. How effective have they been in addressing rural and urban poverty?

In short

India's poverty alleviation and employment programmes, including MGNREGA, PMAY, NRLM, food security under NFSA and Mudra, have reduced rural poverty most, while urban poverty persists amid fragmented schemes and weak services. Multidimensional poverty fell from 29.17% in 2013-14 to 11.28% in 2022-23, and PMAY-G built over 2.69 crore houses.

Model answer

Ghissu Editorial · Verified 4 Oct 2026

Introduction
India’s poverty rate fell from 29.17%21 in 2013-14 to 11.28%3 in 2022-23, yet rural distress and urban poverty remain critical, with Andhra Pradesh showing notable implementation gaps. Persistent regional disparities and multidimensional poverty require sustained policy focus.
Major Programmes
•

MGNREGA’s Impact

Guarantees 100 days of rural work, crucial during COVID-19 with a 30% demand increase; however, wage delays and low pay persist. It also supports asset creation and drought resilience in rural areas.

•

Housing and Livelihoods

Pradhan Mantri Awas Yojana Gramin built over 2.69 crore houses improving rural living; NRLM’s SHGs enhance self-employment but face bureaucratic delays. The National Food Security Act complements these by ensuring subsidised food to vulnerable populations.

•

Skill and Entrepreneurship

Skill India Digital Platform, PMMY, and Stand-Up India promote skills and credit; Employment Linked Incentive Scheme encourages formal employment. Apprenticeship programmes further aid youth employment and industry readiness.

•

Urban Poverty Programmes

National Urban Livelihood Mission targets urban poor but suffers from overlapping schemes and poor infrastructure. Affordable housing initiatives under PMAY-Urban aim to reduce slum dwellings but face implementation challenges.

Effectiveness and Challenges
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Rural and Urban Gaps

Andhra Pradesh’s welfare fund diversion and scheme4 lapses (CAG 2025) and urban local bodies lag in solid waste management5 (CAG 20246), worsening poverty. NRLM’s SHGs help but regional imbalances limit reach.

•

Infrastructure and Health

Polavaram Project7’s slow rehabilitation of displaced families and health sector shortfalls in Andhra Pradesh (CAG 2024) limit human development. Education and health vacancies constrain poverty eradication efforts.

Conclusion
While programmes have advanced poverty reduction, strengthening governance, infrastructure, and social services is essential for inclusive growth and sustainable poverty alleviation.

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Hand-drawn diagram: Rural vs Urban Poverty Response. Rural vs Urban Poverty Response. Comparison of Rural and Urban
Diagram: Rural vs Urban Poverty Response

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Inclusive Growth: India and AP schemes49 questions

Asked in 8 of 8 sittings since 2008

2008
6
2011
7
2012
5
2016
9
2017
9
2020
2
2023
4
2025
7

Most tested: Women empowerment and poverty reduction through AP welfare and credit-linked institutions

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