2025 · Paper IV · 10 marksFrequently asked

Discuss the significance of Social Welfare Schemes in promoting inclusive growth in India. Analyse the key objectives and features of some major social welfare schemes and evaluate their effectiveness in reaching vulnerable populations and reducing inequalities.

In short

Social welfare schemes make growth inclusive by giving vulnerable groups income support, food, health, financial access and safety nets, through legal entitlements, targeting and Direct Benefit Transfers. NFSA covers over 80 crore people and PMJDY has opened over 55 crore accounts, though leakages and coverage gaps limit their reach.

Model answer

Ghissu Editorial · Verified 4 Oct 2026

Introduction
With India’s GVA growth at 6.4%21 for 2024-25, social welfare schemes are crucial for inclusive growth by addressing socio-economic disparities among vulnerable groups. These schemes transform economic progress into broad-based social justice and empowerment.
Significance of Social Welfare Schemes
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Human Capital Development and Economic Empowerment

The Mid-Day Meal3 scheme improves nutrition and school attendance, enhancing educational outcomes. Additionally, PMJDY has opened over 55 crore bank accounts, especially among women and rural poor, promoting financial inclusion and economic participation.

Key Objectives and Features
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Targeted Inclusion and Legal Entitlements

Beti Bachao Beti Padhao focuses on girls’ education and health; the National Food Security Act legally entitles over 80 crore beneficiaries to subsidized food grains, ensuring food security as a right.

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Integrated Health Coverage and Technology Use

Ayushman Bharat4 covers over 500 million people with health insurance and primary care, reducing out-of-pocket expenses. Digital platforms and DBT mechanisms enhance transparency and reduce leakages, though audits in Andhra Pradesh reveal some challenges.

Effectiveness and Challenges
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Poverty Alleviation and Improved Social Indicators

Welfare schemes lifted nearly 25 crore people out of multidimensional poverty; Swachh Bharat Mission65 improved rural sanitation to near universal levels, boosting health outcomes.

Way Forward
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Invest in Social Infrastructure and Community Participation

Enhanced funding for health, education, and sanitation, along with engaging local self-governments, is essential for sustainable human development and better scheme delivery.

Conclusion
Social welfare schemes have driven inclusive growth but need improved governance, targeted inclusion, and infrastructure investment to maximize their impact on reducing inequalities.

This model answer is indicative and the model can make mistakes; please verify key facts independently.

Hand-drawn diagram: Major Welfare Schemes. Major Welfare Schemes. Diagram (tree): Major Welfare Schemes; Income and jobs; MGNREGA, PMJDY; Food and nutrition; NFSA, PMGKAY, Mid-Day Meal; Health and girls; Ayushman Bharat, BBBP
Diagram: Major Welfare Schemes

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This chapter in the exam

Inclusive Growth: India and AP schemes49 questions

Asked in 8 of 8 sittings since 2008

2008
6
2011
7
2012
5
2016
9
2017
9
2020
2
2023
4
2025
7

Most tested: Women empowerment and poverty reduction through AP welfare and credit-linked institutions

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Question from the official APPSC Group-I Mains 2025 paper. Answer written by Ghissu's engine and checked against our editorial standards. Found an error? Tell us and we correct it within 48 hours.

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